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No Income Verification Residential Bridge Loans for Investment Properties

A No Income Verification or “No Doc” bridge loan for a residential investment property is a short-term financing option that helps investors quickly secure capital to purchase or renovate other investment properties.

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Key Highlights for this loan

  • Best For:

    • Experienced flippers, builders and developers

    • Investors needing fast access to capital

    • Borrowers with non traditional or complex income
       

  • Experience Requirements: 

    • Must have at least one investment property 
       

  • Credit Score Requirements:

    • Typically 620+ minimum guideline

    • Credit depth and recent payment history reviewed

    • Lower leverage options may allow flexibility
       

  • Loan Amounts:

    • $150,000+

    • Suitable for single family, small multifamily

    • Flexible structures for repeat investors with experience
       

  • Loan to Cost:

    • Up to 75% of  properties value

    • Lower leverage may improve pricing and terms
       

  • Term Structure 

    • 12 to 18 month standard terms

    • Extension options available

    • Interest only payment structure

    • No prepayment penalties
       

Eligible Uses

  • To pull cash out of an investment property to purchase or improve more investment properties 
     

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HOW IT WORKS

Fast & Easy Application Process

Complete a short 1-minute form to tell us more about your loan request and situation.

Expert Consultation

You’ll be assigned to a OCL Loan expert who will guide you through the process.

Select A Loan

Your loan expert will present you with the best available options for your loan.

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