TERMS & CONDITIONS

Last Updated: APRIL 3rd

1. Introduction

Welcome to JT Commercial Fundings LLC dba Only Commercial Loans (“Company,” “we,” “our,” or “us”), a commercial real estate lending company headquartered in Atlanta, Georgia.

By accessing or using www.onlycommercialloans.com (the “Website”), you agree to these Terms.

2. No Offer, Commitment, or Advice

All content on this Website is for informational purposes only.

Nothing on this Website:

Constitutes a commitment to lend
Guarantees loan approval, terms, or rates
Serves as financial, legal, or tax advice

All financing is subject to underwriting, due diligence, and applicable laws.

3. Commercial Use Only

Our services are intended for business and commercial purposes only, not for consumer or personal lending.

4. Licensing & Jurisdiction

The Company may not be licensed in all jurisdictions. Loan products are only offered where legally permitted.

You are responsible for ensuring compliance with local laws before engaging with our services.

5. Website Use Restrictions

You agree not to:

Misrepresent financial or personal information
Attempt unauthorized system access
Use the Website for fraudulent purposes

6. No Reliance

You agree not to rely solely on Website content when making financial decisions.

7. Intellectual Property

All Website content is owned by JT Commercial Fundings LLC dba Only Commercial Loans and may not be copied or reused without permission.

8. Third-Party Services

We are not responsible for third-party vendors, brokers, or partners referenced on this Website.

9. Limitation of Liability

To the maximum extent permitted by law, we are not liable for:

Financial losses
Missed opportunities
Business interruptions

10. Indemnification

You agree to indemnify the Company against claims arising from misuse of the Website or violation of these Terms.

11. Governing Law

These Terms are governed by the laws of the State of Georgia.

12. Updates

We may update these Terms at any time without notice.

13. Contact

JT Commercial Fundings LLC dba Only Commercial Loans
Atlanta, Georgia
1 800-847-1396

Disclaimer

Last Updated: April 3rd 2026

The information provided on this Website is for general informational purposes only.

No Loan Commitment

Nothing on this Website constitutes:

A commitment to lend
A guarantee of financing
An offer to enter into any loan agreement

All loan approvals are subject to underwriting, borrower qualifications, and collateral review.

No Financial or Legal Advice

We do not provide legal, tax, or investment advice. You should consult licensed professionals before making financial decisions.

Forward-Looking Statements

Any projections, estimates, or examples are illustrative only and do not guarantee future results.

Third-Party Information

We are not responsible for the accuracy or reliability of third-party content.

Use at Your Own Risk

Your use of this Website is at your own risk. We disclaim all liability arising from reliance on any information provided.

Commercial Use Only

This Website is intended for commercial and business-purpose financing only.