Conventional Commercial Real Estate Loans
Access competitive rates and flexible repayment structures with a conventional commercial real estate loan. This financing option requires full income and asset documentation, often referred to as a “full doc” loan. It is well suited for acquisitions, refinancing, development, or long term portfolio growth.
Key Highlights for this loan
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Ideal For:
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Established business owners and investors
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Borrowers with strong financial statements
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Owners seeking long term stable financing
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Portfolio expansion or consolidation strategies
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Minimum Credit Score:
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Typically 640+
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Stronger pricing for 700+ credit profiles
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Credit depth and payment history considered
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Lower leverage options may allow flexibility
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Loan Amounts:
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$200,000 to $5,000,000 standard range
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Higher loan sizes possible with strong collateral
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Suitable for single asset or multi property portfolios
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Scalable for growing commercial investors
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Eligible Uses:
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Commercial property purchases
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Rate and term refinancing
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Cash out refinancing for liquidity
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Ground up or value add construction
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Tenant improvements and property upgrades
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Common Scenario:
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Refinancing out of SBA loans after stabilization
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Transitioning from bridge or short term financing
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Locking in lower long term fixed rates
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Repositioning assets after lease up.
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Frequently asked questions
HOW IT WORKS
Fast & Easy Application
Process
Complete a short 1-minute form to tell us more about your loan request and situation.
Expert Consultation
You’ll be assigned to a OCL Loan expert who will guide you through the process.
Select A Loan
Your loan expert will present you with the best available options for your loan.
